Payment 101

Payment fundamentals

  • Merchant
  • Payment Processor
  • Card Networks
  • Customer

Payment Methods

  • Card
  • ACH/Net Banking
  • UPI
  • BNPL
  • Paypal
  • Wallets

3 step process

  • Authorize
  • Capture
  • Settlement

SCA and 3DS Chargebacks and Returns

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